Insurance Memberships
Find out if Y membership is covered by your insurance!
The Y is proud to offer free or low-cost memberships to our community through select insurance partners. If you have health insurance through Medicaid or Medicare, you may be eligible and it's easy to sign up! These memberships give you access to a wide range of wellness resources, programs, and community support across all 15 Greater Philadelphia YMCA locations.
If you have one of the insurances below click and see if you are eligible and what you need to do to get started.
Current Insurance Partnerships
What's included with your membership?
- Hundreds of group exercise classes (land & water)
- Access to fully equipped fitness centers, strength training areas, and complimentary fitness consultations
- Indoor pools, saunas, and whirlpools
- Indoor/outdoor walking tracks
- Open gym, pickleball, basketball, and more!
- YMCA360 virtual & on-demand workouts, fitness challenges, rewards, and workout tracking — all in one easy-to-use app
- Free guest passes (age 18+)
- 25% off many fee-based programs for select plans—including youth sports, swim lessons, and small group training
How do I know if I’m eligible for one of these fitness benefits?
You can verify eligibility by contacting your health insurance provider or agent. Please look on the back of your insurance card for a toll-free number to contact.
You can also contact our member services team to look-up your plan! Please give us a call at 215-220-9199 with your insurance information and we’d be happy to assist.
How do I join?
Stop by your local branch and we will be happy to get your membership set up! Please be sure to bring the following:
- If you have Medicaid, you will need your photo ID and insurance card.
- If you have Medicare, you will need your photo ID and fitness ID/confirmation number OR insurance card.
Can I attend programs/classes with my insurance membership?
Included in your membership is access to unlimited group exercise classes (land and water), indoor pools, saunas, whirlpools, indoor/outdoor tracks, pickleball, open gym and more! Programs like swim lesson, youth sports, small group training, personal training, and some outdoor pools may require an add-on fee. Amenities and fees vary by location.
If your YMCA membership is provided through Jefferson Health Plans EverWell or Keystone First, you automatically receive 25% off all program registrations.
Can I bring a guest with my membership?
Free guest passes are provided to all Y members, age 18 or older, as a benefit of your membership. For the safety of everyone visiting the Y, all guests must be accompanied by a current adult member (age 18+). Adult members may bring up to two guests per visit. Each guest must present a valid photo ID and may visit three times in a calendar year.
Can I visit more than one Y location?
You can head over to any of the Greater Philadelphia YMCA locations! If you would like to attend a Y outside of the Greater Philadelphia Association, you must first check if they accept your insurance for coverage as not all Y’s may participate. (Please note: Jefferson Health Plans EverWell and Silver & Fit only allow their participants to join one location per contract year.)
Can I visit the Y at any time?
Absolutely! Insurance members can visit during normal operating hours and as often as they would like during the month.
My insurance plan doesn’t qualify, what other options do I have?
The Y never turns anyone away due to an inability to pay! Learn how to apply for our Financial Assistance Program.